What You'll Get

By signing up to receive information from Credit Repair Counseling, you will gain access to exclusive tools and information that will prove invaluable. Below is a list of what you'll get:

Consumer Offer Privacy Policy

Your privacy on the Internet is important to Credit Repair Counseling. As part of the operation of Credit Repair Counseling, certain pieces of information are gathered about Credit Repair Counseling subscribers. Below are explanations regarding the types of information collected, what is done with it, and how to correct or change the information.

What Information is collected?

As part of the Credit Repair Counseling subscriber registration process, the prospective subscriber is asked to provide an email address and interests. The prospective subscriber, at their option, may voluntarily provide additional information, including personal, geographic and demographic information. In addition to the information provided by subscribers, Credit Repair Counseling may also collect information about Credit Repair Counseling Subscribers from third party sources. Furthermore, Credit Repair Counseling monitors incoming and outgoing Web sites traffic data to help diagnose problems with its servers and to administer its Web sites. Credit Repair Counseling also uses this data to assemble broad demographic information about its subscribers in general. The purpose of this data collection is to ensure that Credit Repair Counseling Subscribers receive only the most relevant, targeted offers and information from Credit Repair Counseling.

Credit Repair Counseling uses forms as a way for clients, potential clients and subscribers to communicate with Credit Repair Counseling. Credit Repair Counseling collects the information supplied by the sender of the form in order to establish and maintain relationships with clients, potential clients and subscribers. Credit Repair Counseling also uses email links located on various pages of the Credit Repair Counseling Web sites to allow you to contact Credit Repair Counseling with questions or comments you may have. Credit Repair Counseling welcomes these email communications and makes efforts to respond to these communications where appropriate. Email communications and the ideas sent to Credit Repair Counseling in these email communications become the property of Credit Repair Counseling. Credit Repair Counseling uses the email communications to evaluate and improve its services and Web sites. Credit Repair Counseling also may save these email communications for future reference or use.

In an attempt to customize the Credit Repair Counseling service and provide subscribers with the information they may be most interested in, Credit Repair Counseling also conducts internal research on our users' demographics, interests, and behavior based upon information subscribers provide directly to Credit Repair Counseling and information that Credit Repair Counseling may collect from third party sources and/or through the use of "cookies" (see below). Credit Repair Counseling may combine or otherwise overlay some or all of the foregoing information to build profiles about Credit Repair Counseling Subscribers, which may be individual specific or in aggregate form. By becoming a Credit Repair Counseling Subscriber, you consent to Credit Repair Counseling employing the foregoing techniques in its continuing efforts to better serve its subscribers by providing them with the information in which they may be most interested. Credit Repair Counseling does not use information about its subscribers for any purposes unrelated to the services offered by Credit Repair Counseling, its assigns or successors.

As discussed above, Credit Repair Counseling may, from time to time, obtain information about its subscribers from third party sources. In addition, Credit Repair Counseling may, from time to time, assist third parties in developing, implementing and monitoring advertising campaigns using data owned or supplied by the third party. Please be aware that this Privacy Policy does not cover the conduct or practices of these third party sources. However, Credit Repair Counseling will treat information that it receives from third party sources according to the terms of this Privacy Policy.

The Use of Cookies

As an important and necessary part of providing customizable and personalized services to its subscribers, Credit Repair Counseling uses cookies to store and sometimes track information about subscribers. A cookie is a small amount of data that is sent to a subscriber's browser from a Web server and stored on a subscriber's computer hard drive. Areas of Credit Repair Counseling' Web sites where subscribers are prompted to login or that are customizable require acceptance of cookies. Cookies are also used to help Credit Repair Counseling track the response to messages sent to subscribers on behalf of marketers so that Credit Repair Counseling can monitor and report campaign results to the marketer and track response history. With respect to cookies, you have a choice. By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies. If you choose to reject all cookies, you will be unable to use those Credit Repair Counseling services that require the use of cookies in order to participate. Children's Online Privacy Protection

The safety of children is important to us. Credit Repair Counseling' Web sites is a general audience sites and is not directed to children under the age of 18. Similarly, Credit Repair Counseling' services are not directed to nor intended for anyone under the age of 18. Credit Repair Counseling will not knowingly accept subscribers who are under the age of 18 years nor will it knowingly collect or maintain personally identifiable information from or about anyone under the age of 18 years. Accordingly, when registering to become a Credit Repair Counseling Subscriber, the new subscriber must certify that they are not under the age of 18. Credit Repair Counseling relies on the truthfulness of this certification when accepting new subscribers. In the event that Credit Repair Counseling receives information that establishes that a subscriber is under the age of 18 years, Credit Repair Counseling reserves the right, which it will exercise, to terminate that subscriber's subscriber ship. Credit Repair Counseling will also delete all information in its databases about that terminated subscriber. If you believe Credit Repair Counseling has any information from or about anyone under the age of 18, please contact us at the address listed below.
Email: privacy@creditrepaircounseling.com

Use of Information/Confidentiality:

Credit Repair Counseling, its assigns or successors will not provide personally identifiable information of a Credit Repair Counseling Subscriber to third parties except as otherwise noted. Personally identifiable information means the subscriber's name, residence address, email address, social security number or other information from which the subscriber's identity may be reasonably ascertained. Credit Repair Counseling uses proprietary technologies to preserve the anonymity of subscribers while matching the subscriber's interests with targeted information sent via email.

This privacy policy applies to consumers that have signed up on Credit Repair Counseling, its assign or successors, authorized sources. We may use the personal information you supply to us and work with other third party businesses to bring selected value opportunities to our members via direct mail, email, and telemarketing. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing.

Due to the existing legal, regulatory and security environment, Credit Repair Counseling may be required, under certain circumstances, to disclose aggregate level and/or personally identifiable information about its subscribers. Credit Repair Counseling will use its best efforts to limit such disclosure to the following: where Credit Repair Counseling believes in good faith that it is required to do so in response to a subpoena or other legal process; where reasonably required to do so in order to maintain, update or otherwise implement Credit Repair Counseling's data security measures, equipment, technical operations and the like; or where reasonably necessary to identify, contact or bring legal action against persons or entities to preserve and/or enforce Credit Repair Counseling's rights.

Credit Repair Counseling uses subscriber information to deliver the Credit Repair Counseling services. Thus, subscriber information is used by Credit Repair Counseling in identifying information that may be of interest to its subscribers. A subscriber's email address will be used by Credit Repair Counseling to contact that subscriber about product and service that Credit Repair Counseling deems of interest to its subscribers. Credit Repair Counseling also uses subscriber information to monitor, interpret, analyze and report campaign results.

Protection of Subscriber Information

Credit Repair Counseling undertakes substantial efforts to protect the confidentiality of the identity, preferences and other information it has collected about individual subscribers and will never knowingly allow access to this information to anyone outside Credit Repair Counseling other than to the subscriber or as described above. Credit Repair Counseling has made a substantial investment in its server, database, backup and firewall technologies to protect the information assets of the Credit Repair Counseling Network, including the confidentiality of information collected about Credit Repair Counseling Subscribers. These technologies are deployed as part of a sophisticated security architecture and protocol.

You should also do your part in protecting your information. Your Credit Repair Counseling user name and password are confidential and we recommend that you not divulge them to anyone. Unfortunately, neither Credit Repair Counseling network nor data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect subscriber information, Credit Repair Counseling cannot ensure or warrant the security of subscriber information. Thus, any information a subscriber transmits to us is done so at the subscriber's own risk. Once we receive subscriber information, Credit Repair Counseling undertakes substantial efforts to protect the confidentiality of this information consistent with this Policy.

Use of Data Collected:

We use your contact information to send you information about our company and promotional material from our subsidiaries and/or partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online.

Disclosure of Data to Third Parties:

This Privacy Policy applies to consumers that have signed up on the www.creditrepaircounseling.com website. We may sell the personal information that you supply to us and we may work with other third party businesses to bring selected retail opportunities to our members via direct mail, email and telemarketing. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing. If you choose to provide personal information, it may be used for the following purposes.

Policy Changes

The foregoing policy is effective as of December 2003. Credit Repair Counseling reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of Credit Repair Counseling' services following the posting of changes to these terms will mean you accept those changes. Credit Repair Counseling will take reasonable measures to notify you if there is a material change in our privacy practices with respect to use of the information you have provided to Credit Repair Counseling. Credit Repair Counseling will conspicuously post these changes in our Privacy Policy. For more information, see our Terms and Conditions of service. If you have any questions about this privacy statement, Credit Repair Counseling practices, or feel that your privacy has been compromised, please contact us at privacy@creditrepaircounseling.com.

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